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Welcome to Sal's House - Your Home Loans Expert

Sal’s House provides top-notch Home Loans Services in South East Queensland and throughout Australia, backed by our reputation for first-class customer service and years of experience. Located in Australia, our prime objective is to assist aspiring homeowners, investors and experienced homeowners with their property financing needs.

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Andy Giobbi

Andy Giobbi

With a diverse skill set spanning accounting, financial planning, and mortgage brokerage,
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Shaun Ralph

Shaun Ralph

Shaun has more than 15 years’ experience working in public practice as well as acting as V-CFO in multiple industries including health,
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Pam Munro

Pam Munro

Pam brings a wealth of experience in the field of Finance to Sal’s House. Her extensive background in Bookkeeping, Office Management,
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Markeeta Matthews

Markeeta Matthews

Markeeta is a highly experienced and dedicated Account Manager for Bookkeeping at Sal’s House.
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Alvin Yap

Alvin Yap

Alvin finished his Bachelor of Commerce ( Accounting)/ Bachelor of International Business, Diploma of Languages (Chinese)  at Griffith University.
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Service Description

Our Home Loans Services are designed to cater to a varied spectrum of needs – whether you are buying your first home, investing in property, seeking to refinance your existing loans or accessing your property’s equity. Harnessing our expert knowledge in finance and real estate markets, we tailor loan solutions according to your individual financial status and goals.

We don’t just stop at acquiring loans. We go the extra mile to help you secure highly competitive interest rates and structure your loan to achieve optimal tax benefits. Our comprehensive service includes strategic consultation that enables long-term planning, guidance on property loans and their various features such as redraw facilities or offset accounts, and much more.

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Sal's House Home Loans - Enhances Your Possibilities

At Sal’s House, we genuinely understand the significance of making the right decisions when it comes to property financing as these decisions largely shape individuals’ financial future. This understanding translates into our Home Loans Services that offer multiple benefits:

  • Competitive Interest rates: We continually monitor the trends in mortgage rates to help you secure the best rates and save your hard-earned money.

  • Tailored Loans: We ensure that you get a loan structure which best suits your financial goals and enhances your prosperity.

  • Guided Decision making: Our expert advice steers you through the complex process of loans and assists you in making the most beneficial decisions.

  • Save on Interest: With our assistance, you can pay less interest over the life of your loan and become debt-free sooner.

  • Tax Optimisation: Our team helps you understand how your loan can be structured for tax optimisation, ensuring maximum tax benefits.

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Nationwide Service

We predominantly service the South East Queensland region. Still, we are proud to extend our Home Loans Services to clients across Australia. Our commitment to customer satisfaction means that no matter where you are located in the country, the Sal’s House team is dedicated to making your home ownership dreams a reality.

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Join Us on Your Journey Home

Reach out to us at Sal’s House, and let’s set the foundation for your property financing journey. With thoughtful planning, and our superior Home Loans Services combined with our shared dedication, there’s no limit to what we can achieve together.

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Ready to Talk Numbers?
Let's Crunch Them Together!

Sal’s House, where accounting is fresh, fun, and all about you. Our young, modern approach transforms numbers into stories of success.

Reach out to us, share your financial aspirations, and let’s collaborate to make them a reality.

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Andy Giobbi

With a diverse skill set spanning accounting, financial planning, and mortgage brokerage, Andy brings over 8 years of expertise to Sal’s House. Andy is committed to providing his clients with comprehensive financial solutions that encompass their entire financial picture.

At the core of Andy’s philosophy is the belief that a good adviser doesn’t just guide you through numbers, but also through building the right mindset for success. It’s about combining financial know-how with a positive, goal-oriented attitude to guide clients towards their achievements, no matter what stage in life they are at.

Shaun Ralph

Shaun has more than 15 years’ experience working in public practice as well as acting as V-CFO in multiple industries including health, entertainment, construction, and IT. In public practice, Shaun’s experience ranges from structuring/ tax advice and business services to advisory engagements including monthly reporting, financial forecasts, and valuations.

Known for his outside the box thinking and client first mentality, Shaun has become an integral part of his clients’ finance team and the first call made when making a business decision.

Shaun’s modus operandi is to be the trusted advisor for business owners through all stages of business; from humble beginnings, through ramp-up stage and to maturity.

Pam Munro

Pam brings a wealth of experience in the field of Finance to Sal’s House. Her extensive background in Bookkeeping, Office Management, and Human Resources across various industries suggests a well-rounded expertise. Being a registered BAS agent and Commissioner of Declarations further highlights her commitment to professional standards and attention to detail.

Pam’s can-do attitude, organisational skills, and problem-solving abilities make her a valuable asset in optimising business processes. Her passion for writing and implementing policies and procedures lends to a proactive approach to streamlining efficiencies within a business. This not only contributes to operational effectiveness but also allows key personnel to focus on their strengths and enhance client satisfaction.

Pam’s holistic approach to business management prioritises employee well-being and fosters a positive and productive work culture by creating a dynamic environment, encouraging development and innovation, and maintaining a harmonious balance between work and family life.

Markeeta Matthews

Markeeta is a highly experienced and dedicated Account Manager for Bookkeeping at Sal’s House. Her 15 years of bookkeeping experience, attention to detail, and problem-solving skills make her a valuable asset to both the business and its clients.

Markeeta has the ability to form close professional relationships by treating all clients and tasks with the same level of importance, she ensures a high standard of service across the board. Her belief in making staff and clients feel valued is crucial for fostering a positive work environment and client satisfaction.

Additionally, Markeeta’s focus on training and providing resources for staff underscores her commitment to the development of the team. This approach not only enhances individual skills but also contributes to the overall efficiency and effectiveness of the team in delivering top-notch services.

Alvin Yap

Alvin finished his Bachelor of Commerce ( Accounting)/ Bachelor of International Business, Diploma of Languages (Chinese)  at Griffith University. Alvin started working in public accounting in 2019 locally on the Gold Coast before joining Sal’s House. Alvin assists and supports managers, senior accountants, and the firm with their client’s work. Concurrently, Alvin is learning and gaining valuable experience in accounting and business operations.
 
Alvin enjoys being in such a supportive working environment. At Sal’s House there is a great mentorship program to help Alvin grow his skills and knowledge. With the support of the entire Sal’s House team.
 
Alvin enjoys watching and playing basketball with friends, spending quality time with family and friends, and trying out new food and different flavours of bubble tea!