Expert Personal Loans and Debt Consolidation Services in Australia

Welcome to Sal’s House, your trusted and dedicated financial partner in Australia. With years of experience serving predominantly South East QLD and all parts of Australia, we have honed our skills and techniques, earning a reputable stance for providing first-class personal loans and debt consolidation services. We are committed to agility, transparency, reliability, and customer satisfaction, bringing financial solutions to your doorstep to lift your monetary hurdles.

Andy Giobbi

Andy Giobbi

With a diverse skill set spanning accounting, financial planning, and mortgage brokerage,
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Shaun Ralph

Shaun Ralph

Shaun has more than 15 years’ experience working in public practice as well as acting as V-CFO in multiple industries including health,
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Pam Munro

Pam Munro

Pam brings a wealth of experience in the field of Finance to Sal’s House. Her extensive background in Bookkeeping, Office Management,
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Unburden Your Financial Stress with Our Personal Loans

At Sal’s House, we understand that financial needs can arise at any time, and securing a trustworthy lender to cater for your needs can prove challenging. As such, we provide personal loans tailored to your individual needs. Whether looking to finance a project, venture into an investment, or cater to urgent needs, we’ve got you covered. Our personal loans are structured with flexible payment terms that align with your cash flow, ensuring your savings management is not disrupted. Enjoy lower interest rates, thus reducing the overall cost of borrowing, and gain access to funds promptly, allowing you to take charge of your financial standing.

Efficient Debt Consolidation Services for Better Management

Dealing with multiple debts? Sal’s House offers holistic debt consolidation services aimed at simplifying your debt management. As part of our service, we consolidate multiple debts into a single, manageable payment. This strategy not only simplifies your debt structure but also avails access to lower interest rates compared to several different loans. It could result in a significant reduction in your monthly repayment, making your monetary responsibilities more manageable. Our consolidation service also intends to afford better repayment terms to optimise your savings management.

Why Choose Sal's House for your Personal Loan and Debt Consolidation Needs?

Our experience and dedication to customer satisfaction set us apart from the rest. We’ve developed a comprehensive understanding of financial management complexities across different economic landscapes in Australia. This knowledge allows us to formulate strategies that befit your situation, promoting financial sustainability. Our clients trust us for our transparent and honest approach – no hidden charges, no ambiguous terms, just straightforward, trustworthy financial help when you need it.

We believe that your locale should not restrict you from accessing quality financial consultation and assistance. That’s why, from South East QLD to every corner of Australia, we extend our services to individuals seeking loans or needing help with debt consolidation.

The Benefits of Choosing Sal's House

We pride ourselves on providing effective solutions that streamline your loan process and enhance your debt management approach. With Sal’s House:

  • Enjoy easy access to lower interest rates for loans and debt consolidation.
  • Successfully reduce monthly repayments, improving your cash flow.
  • Benefit from better payment terms that aid in effective savings management.
  • Experience reduced financial stress as we shoulder your financial hurdles.


Whether your needs be for personal loans or debt consolidation services, we at Sal’s House are ready to help you navigate seamlessly towards a stable financial future. Contact us today and let’s work towards achieving your financial goals with tailored solutions.

Ready to Talk Numbers?
Let's Crunch Them Together!

Sal’s House, where accounting is fresh, fun, and all about you. Our young, modern approach transforms numbers into stories of success.

Reach out to us, share your financial aspirations, and let’s collaborate to make them a reality.

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Andy Giobbi

With a diverse skill set spanning accounting, financial planning, and mortgage brokerage, Andy brings over 8 years of expertise to Sal’s House. Andy is committed to providing his clients with comprehensive financial solutions that encompass their entire financial picture.

At the core of Andy’s philosophy is the belief that a good adviser doesn’t just guide you through numbers, but also through building the right mindset for success. It’s about combining financial know-how with a positive, goal-oriented attitude to guide clients towards their achievements, no matter what stage in life they are at.

Shaun Ralph

Shaun has more than 15 years’ experience working in public practice as well as acting as V-CFO in multiple industries including health, entertainment, construction, and IT. In public practice, Shaun’s experience ranges from structuring/ tax advice and business services to advisory engagements including monthly reporting, financial forecasts, and valuations.

Known for his outside the box thinking and client first mentality, Shaun has become an integral part of his clients’ finance team and the first call made when making a business decision.

Shaun’s modus operandi is to be the trusted advisor for business owners through all stages of business; from humble beginnings, through ramp-up stage and to maturity.

Pam Munro

Pam brings a wealth of experience in the field of Finance to Sal’s House. Her extensive background in Bookkeeping, Office Management, and Human Resources across various industries suggests a well-rounded expertise. Being a registered BAS agent and Commissioner of Declarations further highlights her commitment to professional standards and attention to detail.

Pam’s can-do attitude, organisational skills, and problem-solving abilities make her a valuable asset in optimising business processes. Her passion for writing and implementing policies and procedures lends to a proactive approach to streamlining efficiencies within a business. This not only contributes to operational effectiveness but also allows key personnel to focus on their strengths and enhance client satisfaction.

Pam’s holistic approach to business management prioritises employee well-being and fosters a positive and productive work culture by creating a dynamic environment, encouraging development and innovation, and maintaining a harmonious balance between work and family life.

Markeeta Matthews

Markeeta is a highly experienced and dedicated Account Manager for Bookkeeping at Sal’s House. Her 15 years of bookkeeping experience, attention to detail, and problem-solving skills make her a valuable asset to both the business and its clients.

Markeeta has the ability to form close professional relationships by treating all clients and tasks with the same level of importance, she ensures a high standard of service across the board. Her belief in making staff and clients feel valued is crucial for fostering a positive work environment and client satisfaction.

Additionally, Markeeta’s focus on training and providing resources for staff underscores her commitment to the development of the team. This approach not only enhances individual skills but also contributes to the overall efficiency and effectiveness of the team in delivering top-notch services.

Alvin Yap

Alvin finished his Bachelor of Commerce ( Accounting)/ Bachelor of International Business, Diploma of Languages (Chinese)  at Griffith University. Alvin started working in public accounting in 2019 locally on the Gold Coast before joining Sal’s House. Alvin assists and supports managers, senior accountants, and the firm with their client’s work. Concurrently, Alvin is learning and gaining valuable experience in accounting and business operations.
 
Alvin enjoys being in such a supportive working environment. At Sal’s House there is a great mentorship program to help Alvin grow his skills and knowledge. With the support of the entire Sal’s House team.
 
Alvin enjoys watching and playing basketball with friends, spending quality time with family and friends, and trying out new food and different flavours of bubble tea!